Does anyone know if there are any reasonable alternatives here if I don't want to create an ID.me account and hand my PII over to them? Do I just need to liquidate my positions and close my account out, or can I manage it offline via correspondence somehow? Seems absurd to have so quick a turnaround on this with no alternative options.
And we even have login.gov, too! (… which I really hope replaces ID.montengro one of these days, but … I guess not, if the Treasury is adopting it now.)
Personally I think its a poor choice to go with ID.me instead of login.gov when it comes to security. Primary reason is the completeness of the product and reliability. A security product does not needs all the bells and whistles and can be well defined for governments use case. Any security product with ongoing development is just an open door for possible vulnerabilities being introduced.
Personally, I love that you go to irs.gov and the top tells you it's a us govenrment sit eand how to know (tld is .gov) ... But then you try to login and get hijacked by a site affiliated with a different country.
Glad I don't actually need to login to my irs account lately.
TreasuryDirect's login and account recovery experience has been notorious for years, both for user experience and for people easily getting locked out for weeks. It's good they're being careful with this rollout, as it serves both individual and institutional accounts where dollar amounts involved are epic even by bank standards, and rarely checked by hand, so even single account breaches are serious.
They used to support TOTP directly, but removed it in favor of their proprietary mobile apps. It's still TOTP under the hood though, just requires a couple API calls to "activate" it.
I was happy when they got rid of the virtual keyboard you had to type your password onto, such a pain since you also couldn't paste into the password field to autocomplete from a password manager.
Had to constantly popup Chrome DevTools and "fix" the dom element to let paste work.
Does anyone remember their crazy Ovaltine-decoder-ring two factor auth that they had for a while? They mailed you a physical card with custom grid of numbers and letters and the login challenge would be to submit the letters an numbers at various grid points.
That type of system is actually still in use in a lot of industries—either as a primary factor or a fallback for folks who might need to log in without a working device. Think healthcare workers who forgot their phone but need to order a surgery, or outdoor safety workers updating the toughbook after a day of work that might damage phones.
Yeah, there's no mandate for government agencies to use login.gov AFAIK, so they can either go with login.gov or buy the private id.me solution. In general it's not a slamdunk to get agencies to cooperate and use their services, it seems.
Login.gov had/has some technical gaps for agency customer identity use cases, which is why you don’t see it used by some agencies yet (depending on their customer identity assurance requirements). The outstanding technical gaps will be closed eventually, at which point id.me can be phased out as a private for profit idp vendor.
> GSA has closed most of the gaps GAO identified in 2024 and 2025, but the remaining recommendation has a direct operational consequence. GSA has developed a public roadmap and created a Partner Advisory Group, but GAO says those steps do not demonstrate that the specific technical challenges agencies identified have been resolved or that mutually agreed-upon time frames have been established.
> GAO will continue monitoring GSA's progress. Until those time frames are established, the federal government's government-wide identity verification service retains an unresolved implementation gap as fraud and identity-theft threats continue to evolve.
And 1990s era website design (maybe). I'll have to retrieve my credentials from somewhere I guess. Not sure why they're not unifying it with other government websites.
And of course this will be used to track down illegal aliens.
[1] https://www.biometricupdate.com/202202/downwind-of-irs-decis...
Glad I don't actually need to login to my irs account lately.
Let's be honest, the US government can control basically any domain it wants. I doubt Montenegro is going to cause any problems for it.
They used to support TOTP directly, but removed it in favor of their proprietary mobile apps. It's still TOTP under the hood though, just requires a couple API calls to "activate" it.
Had to constantly popup Chrome DevTools and "fix" the dom element to let paste work.
https://legis1.com/news/logingov-technical-issues-gsas-platf...
> GSA has closed most of the gaps GAO identified in 2024 and 2025, but the remaining recommendation has a direct operational consequence. GSA has developed a public roadmap and created a Partner Advisory Group, but GAO says those steps do not demonstrate that the specific technical challenges agencies identified have been resolved or that mutually agreed-upon time frames have been established.
> GAO will continue monitoring GSA's progress. Until those time frames are established, the federal government's government-wide identity verification service retains an unresolved implementation gap as fraud and identity-theft threats continue to evolve.
https://www.gao.gov/products/gao-26-109261
That will be rolled out before anyone can access the world wide web. And they will continue to claim it is for the protection of kids ...